Can a finite supply (like IOTA) deal with a growing (m2m/p2m/p2p) economy? Because you might end up in a situation where everyone is hoarding. There is nothing wrong with a bit of speculation but primarily IOTA should fulfill its transactional role. So I wonder what would be the best monetary policy or won't the finite supply pose any problems?
Once m2m economy requires more fine-granular payments (even less than 1 iota maybe) the founders stated that the supply would be increased proportionally to the owners' stake. They wanted to avoid having comma-values in iota ever since. Also Integer values are easier to handle by low-range iot devices than floating point calculation
Surely there is a point in time where the value will stabilize around real market value. Currently all crypto assets are highly speculative.